Life insurance provides lifelong protection as long as you pay the premiums because it is designed to last a lifetime. Life insurance accumulates cash value and is priced for you to keep over a long time. But it also is designed to meet temporary needs. It protects for a specific period. We have the following types of insurance if you need coverage for your particular situation.
- Life Term Insurance provides life insurance protection for a specified time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
- Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
- Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts, and unbundled pricing structure. The savings element, premiums, and death benefit can be reviewed and altered as a policyholder’s circumstances change.
Looking for coverage? Call us today for a quote.